Insurance for Class C January 25, 2019, 12:48:04 pm 1990 Lazy Daze needs insured. What and who would you suggest? California...
Re: Insurance for Class C Reply #1 – January 25, 2019, 01:03:42 pm Aaa w rv roadside assistance for the win.
Re: Insurance for Class C Reply #2 – January 25, 2019, 01:37:07 pm Quote from: Mindispower - January 25, 2019, 12:48:04 pm1990 Lazy Daze needs insured. What and who would you suggest? California...We're in California too. We have Progressive through Miller Insurance Agency .Haven't had to use it so can't personally vouch for their performance. For us Progressive's coverage and cost beat AAA.Charles
Re: Insurance for Class C Reply #3 – January 25, 2019, 01:55:24 pm There was a long thread on this topic very recently; this is the link:http://www.lazydazeowners.com/index.php?action=search;sa=resultsInsurance rates vary by specific location, type and amounts of coverage, driver record, and other factors. You might want to check with an RV insurance broker, e.g., Miller (cited in the previous post), to compare coverage from different insurers. 3 Likes
Re: Insurance for Class C Reply #4 – January 27, 2019, 12:55:09 am I just posted about this the other day. I have a 91 and live in Oakland, CA. My car insurance went up when I moved to this zip code from just 7 miles away. So rates in my area are higher than even other parts of the Bay Area. I got National General through Good Sam's Club last February. I paid about $440 which includes comprehensive. I think it's a $1k deductible. I then proceeded to back into a telephone pole, smashing the ladder into the rear and causing a hole. Then I tried to squeeze between the gateposts in my driveway and smooshed in the compartment doors on the side. Someone here suggested calling my insurance and I didn't think they'd cover. It. The investigator that came out was great, and the total cost to repair was estimated at $7k or so. After my deductible they sent me checks totaling just under $6k. I fully expected my rates to increase outrageously. I just got my renewal quote and it only went up $50!!! I don't understand it, but I am going to see what they'd charge for my corolla because my RV insurance is less than what i pay for basic liability on my 2006 Corolla. So though I don't like insurance companies, based on my experience so far, I have to recommend National General through Good Sam's.
Re: Insurance for Class C Reply #5 – January 27, 2019, 12:58:28 am Quote from: Joan - January 25, 2019, 01:55:24 pmThere was a long thread on this topic very recently; this is the link:http://www.lazydazeowners.com/index.php?action=search;sa=resultsInsurance rates vary by specific location, type and amounts of coverage, driver record, and other factors. You might want to check with an RV insurance broker, e.g., Miller (cited in the previous post), to compare coverage from different insurers. I just tried that link but it just took me to the search box.
Re: Insurance for Class C Reply #6 – January 27, 2019, 08:36:40 am Yes, the link did the same for me, and I don't know why; it was a c&p of the address for the insurance thread results. Just type "RV insurance" in the search bar; the thread will come up. Check the dates of the replies; search results are not delivered in chronological order, e.g., newest responses first.
Re: Insurance for Class C Reply #7 – January 27, 2019, 09:34:23 pm I use Allstate to insure both my car and my '06 Lazy Daze here in Oregon. My RV policy is about $600/yr BUT Allstate lets me suspend the collision insurance when I am not using my RV, so this brings the total cost down to between $150 - $200 per year. They even let me notify them by phone when I am planning to take my rig for service for a day or two and they don't bother charging me for the collision portion during those days. Mike S.